Goldfinch[GFI]
Goldfinch is a credit protocol that allows users to borrow cryptocurrencies without providing traditional crypto collateral.
Goldfinch is a decentralized lending platform built on the Ethereum blockchain, founded in July 2020 by former Coinbase employees Mike Sall and Blake West. Goldfinch aims to make lending more accessible and affordable for businesses worldwide by leveraging smart contracts, which eliminate the need for centralized intermediaries. This creates a transparent, automated, and cost-effective borrowing and lending experience.
What sets Goldfinch apart in the crowded DeFi market is its unique credit model, known as "trust through consensus." This system evaluates borrowers' creditworthiness based on their past behavior, offering a more nuanced approach than traditional credit scoring.
Additionally, while the platform does require collateral, it goes beyond the typical reliance on crypto assets. Goldfinch allows loans to be fully collateralized with off-chain assets and income, making it a more versatile and accessible option for borrowers globally. This approach is seen as a potential breakthrough in making DeFi lending truly accessible to the masses.
What sets Goldfinch apart in the crowded DeFi market is its unique credit model, known as "trust through consensus." This system evaluates borrowers' creditworthiness based on their past behavior, offering a more nuanced approach than traditional credit scoring.
Additionally, while the platform does require collateral, it goes beyond the typical reliance on crypto assets. Goldfinch allows loans to be fully collateralized with off-chain assets and income, making it a more versatile and accessible option for borrowers globally. This approach is seen as a potential breakthrough in making DeFi lending truly accessible to the masses.
RWALending
Current price
24h:1.8%Market cap
Trading volume 24h
Fully diluted market cap
All time high price
95.96%All time low price
358.8%Token supply
0 GFI (0%)
114.29M GFI (100%)
$0
$1.33
$0
$152M
92.29M GFI (80.76%)