9 fresh projects we caught on the radar this week. Not memecoins, not hype — early-stage with real products: from a network that lets telecom carriers settle in stablecoins, to tokenized Anthropic and Neuralink shares before they IPO.

HeyBrain has launched Brain into general availability, turning its AI knowledge platform into a shared workspace where employees and AI agents can work with company data, tools and models under the same permissions and governance layer.

Brain connects sources such as Google Drive and Notion and brings their context into AI tools including Claude, Cursor and Codex via MCP. Employees and agents can access the same company knowledge while permissions determine what each user or agent can see.

The platform also provides centralized visibility into AI usage across employees, agents, models, API keys and workflows.

HeyBrain says the same governed context can follow users across tools including Slack, GitHub, Drive, Notion, Cursor and Codex.

Brain is now available to anyone, with users able to connect their tools, bring in their team and start working with AI in a shared environment.

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Coinbase for Agents now lets AI agents trade US stocks and ETFs while using x402 micropayments to access data, analytics and AI models. The update expands the platform beyond crypto and derivatives into regulated equities.

Agents can access thousands of US stocks and ETFs with 24/5 trading, fractional shares from $1 and zero commission. They can also spend a few cents through x402 to pull earnings data, onchain analytics or model analysis before executing a trade.

The same Coinbase balance can now cover both trading and data payments, without separate subscriptions or API keys. Users can set asset access, spending limits and per-action approvals while the agent handles research, payments and execution.

x402 has processed 230M+ transactions and $54M+ in volume, with Coinbase facilitating more than half of all transactions.

The launch pushes Coinbase further toward agentic finance, where AI agents can independently research markets, pay for information and execute trades across multiple asset classes within user-defined limits.

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The European System of Central Banks is pushing to extend MiCA’s stablecoin yield restrictions to crypto lending, borrowing, staking and other structures that can generate indirect returns.

The central banks argue that stablecoins can create yield indirectly through lending, staking and liquidity incentives. They want MiCA’s remuneration ban to cover these structures and bring crypto lending, borrowing and staking under EU-level rules.

The proposal comes as stablecoin reserve economics face growing scrutiny. Tether co-founder Reeve Collins has argued that stablecoins should separate payment functionality from yield, allowing reserve returns to be distributed independently.

The ECB also wants liquidity requirements to replace MiCA’s current fixed bank-deposit thresholds, with significant stablecoins required to keep 40% of reserves available within one working day and 60% within five days.

The European Commission’s MiCA consultation closes September 30, with potential legislative changes expected by mid-2027.

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Blockchain.com and NYSE signed an MOU that would give Blockchain.com users access to tokenized U.S. exchange-listed stocks and ETFs on the NYSE's previously announced digital ATS, subject to regulatory approvals.

The deal aims to bring crypto-native investors to the NYSE through Blockchain.com's global user base of 44M+ confirmed accounts across 70+ jurisdictions. Tokenized stocks can offer fractional ownership, around-the-clock trading outside market hours, and faster onchain settlement. The MOU also covers two-way market data: ICE Data Services plans to distribute Blockchain.com's crypto market data and analytics to its clients, while Blockchain.com will add ICE and NYSE exchange feeds to its app.

It lands days after reports that NYSE parent ICE is weighing Avalanche for 24/7 onchain trading of tokenized securities, with Citi projecting a $5.5T base case for tokenized assets by 2030.

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Nine early-stage projects that hit our radar this week, real products rather than memecoins. The theme is money rails: private credit, telecom settlement, card networks and treasury APIs are all moving onchain, with tokenized pre-IPO stocks and a Solana derivatives venue rounding out the list. Follower counts are small on purpose, you are seeing these early. With a link to each.

1/ Tare (RWA / Private Credit)

An onchain back office for private credit: originate, service, fund and invest in loans from a single platform. Raised a $13.25M seed led by Blockchain Capital, with Janus Henderson among the investors. Personal loans are already live.

2/ Iris (Telecom Payments)

The financial network for telecom operators. Carriers plug in the billing, identity and distribution they already run and switch on new revenue modules, all settled in USDi, a dollar-backed stablecoin. VIVA, a licensed LatAm carrier, is already live on it. Public launch at Avalanche Summit in New York this month.

3/ Colossus (Stablecoin Payments)

A new card network that settles in stablecoins. It works with the same cards and terminals, running alongside Visa and Mastercard: transactions route through Colossus where supported and fall back to legacy rails where not. Built by Joseph DeLong, former CTO of SushiSwap.

4/ Deriverse (Derivatives DEX)

A fully onchain, non-custodial Solana DEX for spot, perpetuals, options and futures, built for algorithmic traders. $2.32B all-time volume across 23.4M trades, per the project's own dashboard.

5/ Pelagos (Cross-chain Infra)

An execution layer where multichain actions settle as one: every step commits everywhere, or nothing executes. No bridges, no wrapped assets. Private testnet is live across Bitcoin, Solana, Polygon and BSC test networks.

6/ Otim (Treasury & Payments)

An orchestration layer for finance platforms: hold funds, route yield and move money across rails through one API. Built on EIP-7702, so any Ethereum wallet can delegate automated, policy-bound actions.

7/ OpenPond (AI Agents)

An open-source workspace where people and AI agents complete real tasks in local or cloud sandboxes. Its Refiner learns from finished work and, when the evidence supports it, trains task-specific models with reinforcement learning.

8/ OpenStocks (Tokenized Pre-IPO)

Trade tokenized exposure to private companies before they go public: Anthropic, Figure AI, Neuralink, Anduril and more, with prices streaming 24/7. Built on BNB Chain and backed by YZi Labs.

9/ Loans.fun (Lending)

Lending against tokenized stocks, reduced to one token. No vault, deposit or share token: lenders buy a single token on Robinhood Chain, and borrowers earn it back as they pay interest. Brand-new, the project appeared this month.

The pattern this week: the plumbing of finance is moving onchain from the edges in. Not just DeFi-native tools, but private credit desks, telecom carriers and card networks settling in stablecoins, while pre-IPO equity keeps getting wrapped into tradeable tokens. These are early-stage projects, several pre-token or pre-launch, so higher upside comes with higher risk. Do your own research; nothing here is financial advice.

Which one are you watching?

Bybit launched a Polymarket pre-IPO perp (POLYMARKETUSDT), giving traders leveraged exposure to the prediction-market firm's private valuation before any public listing.

The pre-IPO TradFi perpetual lets users go long or short Polymarket's implied valuation with up to 10x leverage, settled in USDT, with pre-market bidding opening at 9:00 UTC on September 23. Unlike a spot listing, the contract tracks a private-company valuation rather than a live token, so there is no Polymarket asset to deliver, only the price traders are willing to pay on the perp itself.

It joins a fast-growing pre-IPO perp trend, with venues from Gate to the Hyperliquid-based TradeXYZ turning private-company valuations, from SpaceX to prediction markets, into leveraged contracts.

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Catalyst is opening early access to its event-market platform on Base, where users define an outcome they want and the app spins up a dedicated market for it, rather than trading through a conventional terminal.

The pitch is "markets for moments": turning cultural, social or real-world developments into liquid, tradable markets. Instead of browsing an order book, a user writes the outcome they are chasing and Catalyst generates a market page others can take positions on. Access is rolling out in ranked batches, with the first 1,000 users let in over 24 hours; binding an X account or wallet and completing tasks moves you up the queue.

It is an early-stage, waitlist-gated product, so token and fee mechanics are still thin, but the specify-an-outcome design is a fresh take on prediction and event markets worth watching as it opens up.

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Binance Wallet launched Hold to Earn, a feature that pays variable rewards of up to 4.75% APR on eligible stablecoins simply for keeping them in the wallet.

Eligible assets are U, USDe and USDS, held in the Binance Keyless Wallet. Rewards accrue automatically with no staking, lockups, subscriptions, or smart-contract interactions, so balances stay liquid and withdrawable at any time. The APR is variable, meaning the headline 4.75% can move with market conditions rather than being a fixed, guaranteed rate.

The launch pushes exchange-grade stablecoin yield directly into a self-custodial wallet, an increasingly common play as platforms compete to make idle stablecoin balances productive by default.

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Bitget has launched OURAUSDT Pre-IPO Perpetuals, giving users exposure to Oura ahead of its planned Nasdaq listing under the OURA ticker.

The contract uses USDT settlement, an estimated 320M shares, 0.001 tick size, up to 20× leverage, 24/7 trading, and funding settlements every 8 hours.

Oura, founded in Finland in 2013 and headquartered in San Francisco, is known for its Oura Ring wearable. The company has 5M+ paid members across 56 markets and filed its Form S-1 with the SEC on September 3, 2026, ahead of its planned Nasdaq listing.