Aave Labs is introducing Stable Vaults, a new all-in-one infrastructure layer for embedding fixed-rate stablecoin yield into consumer products.

The system is already powering the Aave mobile savings app and is now open for any business to build on. Stable Vaults aim to solve one of DeFi’s biggest challenges: turning volatile onchain lending rates into a predictable rate users can actually rely on.

With Stable Vaults, companies can integrate Aave-powered yield, or any ERC-4626 vault strategy, without building yield infrastructure from scratch. The operator decides which stablecoins to support, which strategies to use, and what fixed rate to offer.

Stable Vaults enable businesses to easily offer fixed-rate stablecoin yield across use cases ranging from neobanks and payment platforms to exchanges and fintechs.

The production-ready infrastructure is already deployed in the Aave App and supports secure cross-chain functionality via Chainlink Price Feeds and CCIP.