Card issuers and acquirers working with Visa can now settle their Visa obligations in stablecoins over Monad. The Layer 1 joins the list of blockchains supported by the payment giant's stablecoin settlement program.

The program sits behind the consumer card transaction: Visa still calculates what each partner owes, while participating institutions can choose to move the settlement itself on-chain instead of through traditional bank rails.

The Monad Foundation also plans a privacy feature in the coming months that will keep settlement details private for institutions, while still giving auditors and regulators access.

For Monad, the integration opens a path from crypto-native activity into institutional card payment flows run by one of the largest payment networks.