Corporate-finance platform Ramp has launched Stablecoin Accounts, letting its 50,000+ business customers hold USDC and USDT, make cross-border payments and earn rewards — all without leaving Ramp.

Businesses can move USDC and USDT 24/7 with no USD on- or off-ramp fees, and earn up to 3.25% in rewards on balances. Ramp is clear these are activity-based payouts, not interest or investment yield. The core pitch is cross-border payments: a standard wire costs $35-$75 and takes one to three days, whereas stablecoins clear in a matter of seconds — and Ramp already moves ~$100B a year.