nOPAL is now live on Bybit RWA Earn, 80M users can now tap into Brazil's $3T credit-card market. The mechanic: BlackOpal buys future card payments at a discount (true sale, registered with Brazil's Central Bank), settled through Visa and Mastercard. That discount becomes on-chain yield.

~15% APY, 3x what T-bill RWAs pay (~4–5%), because you're taking emerging-market credit + FX risk, not farm emissions. Backed by Nest on Plume: $76.2M TVL, $1B+ processed, DTCC working-group member.